Insurance is intended to protect the insurance owner from financial loss that may occur suddenly. This will not only harm a person financially but also in time and psychological for those who experience misfortune. Therefore, this insurance is offered even required to be owned by reason of protection from misfortune that may occur suddenly. Nevertheless, there are still many people who are still not insured with various reasons and background. Here is the difference between the employee of the insurance owner and not the owner of the insurance when a disaster or misfortune occurs in the
When a work accident occurs, there is a difference between the employee of the insurance owner and not the large insurance owner in terms of handling. The company will certainly help, but it will certainly be limited given the funds owned will also be very limited without the existence of insurance owned by the employee. Especially if the accident is caused by human error.
For the insurance owner as the difference between the employee of the insurance owner and not the owner of the insurance will be easier if there is such a thing as a work accident. The insurer already has a hospital or referral medical assistance that is used as a partner. This will save time for employees who have accidents also save medical expenses and recovery because it has been regulated and guaranteed by the insurance.
The same thing happens when there is a health problem that affects an employee. The difference between the employee of the insurance owner and not the owner of the most important insurance is of course the health insurance owned by the work so that the employee has better access to health. Employees will get referrals to the agreed hospitals and medical expenses until recovery will also be helped by the company where the employee has the protection.
This is of course different for employees who have no insurance to overcome things like a kind of health problems both the ebrat and the light. Indeed, maybe the company will provide benefits, but will it be enough? The employee should seek his own hospital or medical service to obtain health care and pay his own bills.
The retirement period becomes the difference between the employee of the insurance owner and not the insurance owner who will also be clearly visible. Retirement is a time where you can enjoy your life and reap the rewards you have earned throughout your productive life. The insurance company helps the company where the employee is working to remain in welfare with the insurance fund product. It is intended that the employee is also preparing for his retirement so that his welfare is maintained.
The difference between the employee and the non-insurance owner when the retirement comes is the strategy to deal with it. Employees who do not have insurance should rely on their savings or it would be better if the employee invested. If the employee is investing, it can mean that when the retirement comes, the employee is still working to supervise or at least grow the investment to keep expanding. For some people who want to keep working at retirement age, this becomes a fairness. But for those who want a little more relax in retirement, can rely on insurance companies to invest even before retirement comes.